easy aproval creditcard               PRIVACY POLICY
CATALOG Free Credit Club Free Credit Club
• 0% Purchase APR*
• $2500 merchandise credit line
• No upfront fee
• At any time pay off full unpaid balance without penalty or costs
• NO Credit Check or employment verification
• Optional upgrade to $7500 Platinum Merchandise Credit Line with Credit Manager
• Minimum monthly payment is $25 or 15% of the outstanding balance, which ever is greater

CATALOG

USA Universal Titanium Card USA Universal Titanium
• 0% Annual Percentage Rate APR for Purchases
• Reported to a major credit bureau as an unsecured credit line
• Instant *guaranteed online approval
• Membership in the USA Credit Plan is $149.95
• Initial $7500 Merchandise credit line
• FREE Credit Limit Increase Available after 6 months of $2500
• Optional ELITE Status Membership
• No credit checks or turndowns
• Apply now and get a $50 gift card or prepaid visa
CATALOG Horizon Gold Credit Card Horizon Gold Card
• Reported to a major credit bureau as an unsecured credit line
• Unlimited access to your Credit Report
• Membership Fee $14.95 a month
• Initial $500 credit limit
• We will not check your credit report !
• Required to have an active debit or credit card in your name
• Reported to a major credit bureau as an unsecured credit line
• $20000 in Identity Theft Protection Insurance
CATALOG USA Gold card USA Gold
• Instant *Guaranteed Online approval
• No credit Checks
• Merchandise credit line up to $5000
• 0% APR unless you late
• Reporting to a credit bureau
• No annual fee, $149.95 1-time application fee BUT receive a $300 Grocery Gift Card
*See website for terms and conditions
CATALOG All American Gold Card All American Gold Card
• No Credit Check, No Interest Charges
• 30 days money back guarantee on membership fee
• Merchandise credit line $6000
• $149.95 1-time application fee BUT receive a $300 Grocery Gift Card
• Minimum monthly payment is $25 or 15% of the balance
• Down payment approximately 20-30% may be required
CATALOG USA Platinum USA Platinum
• Instant *Guaranteed Online approval
• No credit Checks
• No Interest Charges
• Merchandise credit line $7500
• Checking or Savings account required
• Reporting to a credit bureau a $7500 unsecured credit line
• $149 1 time application fee BUT $150 in merchandise credits
*See website for terms and conditions
STUDENT Discover Student Tropical Beach Card Discoverฎ Student Tropical Beach Card
• 0% Intro APR* on Purchases usually for 6 months* read TERMS for current
• Thereafter % or up APR*
• No Annual Fee
• 5% Cashback Bonusฎ in popular categories*
• Up to 1% Cashback Bonusฎ on all other purchases automatically*
• Build Your Credit History
• Grace Period at least 25 days
• Online account management
• 100% protection from all unauthorized purchases
STUDENT Discoverฎ Open Road SM Card for Students Discoverฎ Open Road SM Card for Students
• 0% Interest on Purchases 6 months
• Then a % APR*
• Full 5% Cashback Bonusฎ on gas & auto maintenance purchases*
• Up to 1% unlimited Cashback Bonus on all other purchases*
• Increase even double value Bonus at 80 Cashback Partners
• Easiest online account management options
• $0 Fraud Liability Guarantee
• No Annual Fee
• Good Credit Required
*See terms and conditions LINK
STUDENT Chase Flexible Rewards Student Card Chase Flexible Rewards Student Card
0% Intro APR on all purchases and balance transfers for up to 6 months
• After that % or up APR*
• No Annual Fee
• 1 point per eligible dollar spent in net purchases
• Redeem rewards points at retailers like: best-buy or starbucks
• great card member benefits, and establish your credit history
• Grace period at least 20 days
STUDENT Chase +1 Student MasterCard Chase +1 SM Student MasterCard
0% Intro APR on purchases & balance transfers up to 6 months
• Then a % variable APR
• No Annual Fee
• Earn Karma Points
• 15 Karma Points just by getting approved for a Chase credit card
• Earn more Karma Points at Facebook.com/plus1
• Share points with friends, give points to support causes
• Get the limited edition Facebook t-shirt with 10 Karma Points
• Redeem for music, movies, electronics, & more in the Chase+1 store
STUDENT Bank of America Student Platinum Plus Visa Credit Card Bank of Americaฎ Student Platinum Plusฎ Card
% Variable APR*
• No annual fee
• No cosigner required
• Receive a $25 statement credit after qualifying transaction
• Total Security Protectionฎ
• Card issued by FIA Card Services, NA.
*See terms and conditions
STUDENT Bank of America Fidelity Investments 529 College Rewards American Express Bank of America Fidelity Investmentsฎ 529
College Rewardsฎ American Expressฎ
0% Intro APR on balance transfers & cash advance checks for 12 months
• Then and purchases a
% APR*
• Earn 1.5% on net retail purchases charged to the card
• Earnings transfer to your Fidelity Managed 529 Plan Account Automatically
• American Express Selects enjoy special online offers
• Card issued by FIA Card Services, N.A
*See terms and conditions
STUDENT Capital One No Hassle Cash for Students Capital Oneฎ No Hassle Cash SM for Students
• 0% APR on purchases for up to 3 months*
• Then a variable % APR*
• Annual Fee $29
• 1% cash back on purchases
• 25% annual bonus on the cash you've earned during the year*
• Rewards won't expire for the life of your account
• No Balance Transfer Fee
• Credit Limit $300- $3000*
• up to 40% off deals & 10% at Capital One Saving Zone on Yahoo Shopping
• Collision, Damage, and Loss Insurance on rental cars
*See Card Terms & Conditions
STUDENT Capital One Platinum Card for Student Capital Oneฎ Platinum Card for Students
• 0% APR on purchases for up to 3 months*
• Then a variable
% APR*
• No Annual Fee
• No Balance Transfer Fee
• Credit Limit $300- $3000*
• up to 40% off deals & 10% at Capital One Saving Zone on Yahoo Shopping
• Collision, Damage, and Loss Insurance on rental cars
• Customize your card design
*See Card Terms & Conditions
SECURED New Millennium Bank Secured Black Diamond Visa or Mastercard New Millennium Bank Secured Black Diamond Card
• Annual Percentage Rate 19.5% APR*
• Annual Fee $59*
• Credit limit of $300 to $10000 equal to balance in savings account
• Not considering your credit history
• Verifying only your age, social security number and residence
• Solid credit history on your account
• Ability to request credit line increases at any time with additional deposit
• Grace Period for Purchases None
• Rated 4 stars (Excellent) by Bauer Financial Services
• Deposited funds are FDIC insured
*See terms and conditions
LINK
SECURED First PREMIER Bank Secured Visa MasterCard Card First PREMIER Bank Secured Visaฎ/MasterCardฎ
 • Annual Percentage Rate for Purchases 19.9% APR*
 • Annual Fee: $69*
 • Deposit account at least $200, maximum $5000
 • Initial credit limit will be equal to your security deposit
 • Consideration of credit limit increase in little as 6 months
 • Grace period on purchases 25 days
 • Wisconsin residents are not eligible
 *See terms and conditions LINK
SECURED Millennium Bank Secured Platinum Millennium Bank Secured Platinum
• % or up APR*
• Credit limit of $300 to $5000
• Processing fee $69.95*
• Annual Fee $59*
• NO Credit Check, We verify only your age, SSN, residence
• Reports to all 3 bureaus
• $100000 travel accident insurance
• Auto rental insurance
• Extended warranty protection
*See terms and conditions LINK
CREDIT BUILDER
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SECURED
Orchard Bank MasterCard Orchard Bank Custom Fit Mastercardฎ
• Application will recommend credit card that best fits your needs
• Application process can be aborted or customized at any time:
  Fill out the inquiry form
  View the credit cards you're actually pre-qualified for
  Read terms & conditions of the credit card you've selected
• Free online account management tools
• Your choice of payment due dates
• Zero Liability Fraud Protection
• Platinum:
  0% Intro APR for 6 months on Purchases & Balance Transfers
  $0-$72 annual fee
  Variable Purchase APR 8.90%-18.90%
  $0-$29 setup fee's
• Gold:
  $39-$96 annual fee
  Variable Purchase APR 8.90%-18.90%
  $19-$39 setup fee's
• Secured:
  $0-48 annual fee
  Variable Purchase APR 8.90%-14.90%
  $100-200 minimum deposit
*See Card Terms and Conditions LINK
CREDIT BUILDER Total Visa Card Total Visaฎ Card
• 19.92% APR*
• $48 Annual Fee*
• One-time: Program Fee $96, Setup $56*
• Participation Fee $8 monthly*
• You get the status of a major credit card
• Credit reported to 3 credit bureaus as Unsecured Credit line
*See Card Terms & Conditions LINK
CREDIT BUILDER Aventium Gold Card Aventium Gold Card
• 9.9% APR* for Purchases
• Account Set-up Fee: $29* (one-time fee)
• Program Fee: $95* (one-time fee)
• Annual Fee: $48*
• Monthly Servicing Fee: $7*
• Grace period on purchases of 25 days
• Initial minimum credit limit will be at least $250*
• Above Fees are billed to card making available credit $71*
• Consideration of a credit limit increase after 6 months
• not required to send any money to apply
*See terms and conditions LINK
CREDIT BUILDER Continental Finance Gold MasterCard Continental Finance Gold MasterCardฎ
• As Low As 9.75% APR*
• Set-Up Fee: $200 (one-time)
• Annual Fee: $25
• Maintenance Fee: $12 monthly (starting second month)
• Grace Period Not less than 25 days from Statement Date*
• Monthly Reporting to Major Credit Bureaus Unsecured Creditline
• FREE Online Access
• Excellent Online Tools for Managing Your Finances
• Semi-Annual Credit Limit Increases
*Approval subject to other criteria
*See terms and conditions LINK
CREDIT BUILDER MetaBank Rewards 660 Visa Credit Card MetaBank Rewards 660 Visaฎ Credit Card
19.92% APR*
• This is an unsecured credit card
• $300 starting credit limit*
• $250 of fees will be billed to the card*
• Participation Fee of $10 / month*
• Automatic credit limit increases (optionable)
• Reports to Equifax and TransUnion credit bureaus
• Grace Period 25 days
• Free Online Account Access
*See Card Terms & Conditions LINK
CREDIT BUILDER UltraVX Visa by Metabank UltraVX Visaฎ by Metabank
APR: 18.00%*
• UltraVX Visa has three different accounts, each with its own balance
• No credit check or Income requirement
• Cash Account: cash loads, Money Transfers, Transfers, Bill Payments
• Secured Account is used to secure the Credit Line
• Credit Account is used for all your purchases (reported line of credit)
• When exceeding Credit Line - automatic Transfer from Cash Account
• Maximum Credit Line is $25000
• UltraVX Visa is a credit card which may build your credit rating
• UltraVX reports to the major credit bureaus each month
• Safeguard credit score:automatically taking payments from CashAccount
• Minimum payment is 4% of the Outstanding Credit Balance
• Load methods: direct deposit, PayXone, Western Union, MoneyGram
• UltraVX offers alerts to help you stay updated on account activity
• Earn CLEAR REWARDS for Airlines, Hotels, and many more
CREDIT BUILDER Access Unsecured Visa Card from Plains Commerce Bank Access Unsecured Visaฎ from Plains Commerce Bank
Fixed 19.92% APR*
• $48 Annual Fee*
• One-time: Program Fee $96, Set-up $56*
• Participation Fee $8 monthly*
• Reports to All Major Credit Bureaus
• Free 24hour Online Account Access
• 25 day grace period
• Bad Credit or No Credit? Give Access It a Try
• Outstanding Customer Service
*See Card Terms & Conditions LINK
PREPAID Western Union Prepaid MasterCard Card Western Unionฎ Prepaid MasterCard
• Reload card at any of 47000 participating Western Union locations
• One-time non-refundable Activation $9.95 Fee applied 1st Card load
• You don’t even need a bank account
• Directly deposit paycheck on the card & waive the $4.95 Monthly Fee
• Check card balance online or over the phone
• Nothing to pay until you receive & activate your card
• Free Online Balance Inquiry
• Free Call/Balance Inquiry
• Free Live Customer Service Assistance
• Free Electronic Statement
• Max Balance $2500 (max $950 load/day)
• Card will arrive within 5 to 7 business days of enrollment
PREPAID Wired Plastic MasterCard Wired Plastic Prepaid Visa
• NO Credit Card required even to open account
• FREE=Payroll Direct, Check/MoneyOrder, ACH, PayPal, Online Funds
• $3.95 per month & one-time $9.95 fee to own +initial balance
• Online Account Management
• Earn Wired Points™ Prepaid Airtime Minutes every $1=1second
• Good for Verizon, TracFone, Cingular & AT&T
• Receive 1000 bonus Points when you load & activate your card
• May Review Your Credit History
• May Review ID, SSN, BILL in your name (depending on credit history)
PREPAID First Vineyard Edition Wired Plastic First Vineyard edition Wired Plastic
• First Vineyard does not set a limit or charge a fee for transactions
• 1% cash back on your own spending
• SSN & bank account or credit card required for in. fee (names don’t have to match)
• $6.95 per month and one-time $39.95 fee to own
• No credit approval/check required
• Recharge it as you see fit with direct deposit, MO, cashiers check ect.
PREPAID
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CREDIT BUILDER
Eufora Prepaid (Stored Value) MasterCard Card Eufora Stored Value MasterCardฎ Card
• Annual fee $29.95 or $59 for Credit Builder
• Value Load Fee $1
• Optional Credit Builder +$6/month (credit reporting)
• Cash Reward Program
• Online Access
• Zero Liability
• Identity Theft Insurance
• Auto Rental Insurance
• Up to 200000 Travel Accident Insurance
PREPAID Millennium Advantage Pre-Paid MasterCard Millennium Advantage Pre-Paid MasterCard
• One-time acceptance fee $29.95
• Load fee of $1 each time
• Maintenance fee $5.95 per month
• ATM cash transaction fee $1.95
• ATM balance inquiry of $.75
• Call center fee of $1 per minute
• No credit check or income verification required
• No Chexsystem check
• Phone and On-line account access
PREPAID BuyRIGHT Prepaid MasterCard Card BuyRIGHT Stored Value MasterCardฎ Card
• Monthly Fee $7.95 then free POS
• Or no Monthly Fee then $1 POS
• One-time activation fee of $29.95 +$20.00 minimum load
• Payment option: Money Order, CC or Account
• Automated Customer Service Fee Free (live $1)
• Free Online Account Access
• Direct Deposit Free, M.O. $1
• Pay Bills Online With Click-n-Pay $1
• Access BuyRIGHT Membership and prepaid card at one location
PREPAID Baby Phat Prepaid Visa RushCard Baby Phat Prepaid Visaฎ RushCard
• Free to add money: Deposit, Check, MO, Retail Locations
• Free Online Statement
• Free 24x7 customer service
• No Hidden Fees
• Activation Fee $19.95
• Maximum Card Balance $9999
• Non-PIN Transactions $1 ($10 max per month)
• ATM Withdrawal Fee $1.95 ($3.50 outside the U.S.)
• Pay bills quickly from over 20000 electronic billers
• Everyone Approved pending verification of identity
• Refer friends and receive $5
PREPAID All Access Prepaid Visa Card All Accessฎ Prepaid Visaฎ Card
• No upfront costs and no minimum balance requirements
• Signature Purchase:$1,PIN:$2
• Monthly Fee:$0-$9.95(at $9.95 unlimited free sig/pin Purchases)
• Shipping & Handling:$9.95
• FREE direct deposit
• Free Account to Account Transfers
• Reload: Direct Deposit,Bank ACH Transfers,Retail Locations,PayPal
• All accounts are FDIC insured up to $100000
• toll free number 24/7 Account Access
• up to 3 Prepaid Debit Cards on your account
• $5 referal bonus
• pay nothing till you receive card!
• Earn 3% on your money
PREPAID
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CREDIT BUILDER
AccountNow Prepaid Visa Card AccountNow™ Prepaid Visaฎ Card
• Card activation $9.95, Premium $29.95
• Monthly Maintenance $4.95, Premium $9.95
• Deposit Funds (except bank wires) FREE
• FREE paycheck direct deposits
• Signature Purchases FREE
• PIN-Based Purchases $0.50
• International Purchases $1.00
• FREE Online Web Service and Monthly Statement
• FDIC Insured Deposits up to $100000
• Visa Zero Liability for unauthorized use
Premium Plan:
• 1 FREE cash withdrawal per month, then $2
• FREE Credit Builder, reports payment history to PRBCฎ credit bureau
• Bill Pay Transaction 7 monthly transactions FREE; then $1 each
• Write checks online with FREE bill pay
• Perfect alternative to a checking account

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